Products Available to Phil-Am Partnered Agents
Phil-Am Insurance Agency is a full-service Health, Life, and Retirement agency. Our partnered agents have access to a broad portfolio of solutions designed to help clients protect their health, income, and financial future.
Schedule an Agent Discovery CallMedicare Solutions
Medicare Advantage
Comprehensive plans combining hospital, medical, and often prescription drug coverage. Many include dental, vision, hearing, OTC benefits, transportation, and fitness programs.
Medicare Supplement
Helps cover deductibles, coinsurance, and copays not fully covered by Original Medicare, giving clients predictable healthcare costs and provider flexibility.
Prescription Drug Plans
Part D plans that help cover prescription medication costs and can be paired with Original Medicare or certain Medicare Supplement plans.
Individual & Family Health Insurance
ACA Marketplace Plans
Major medical coverage for individuals, families, and self-employed clients. Many qualify for premium subsidies that significantly reduce monthly costs.
Year-Round Enrollment Support
Agents can help clients evaluate plans, provider networks, prescription coverage, and financial assistance eligibility through the Marketplace.
Dental, Vision & Hearing Coverage
Dental Insurance
Coverage for routine cleanings, exams, x-rays, fillings, crowns, and major procedures depending on the plan selected.
Vision Insurance
Helps cover eye exams, glasses, and contact lenses with affordable plans designed for both individuals and families.
Hearing Coverage
Plans designed to offset the cost of hearing exams and hearing aids, which can otherwise be significant out-of-pocket expenses.
Supplemental Protection
Hospital Indemnity
Provides cash benefits directly to clients when hospitalized, helping cover deductibles, travel costs, or household expenses.
Accident Insurance
Helps cover medical expenses from injuries including ER visits, fractures, ambulance services, and follow-up care.
Critical Illness
Provides lump-sum benefits if diagnosed with conditions such as heart attack, stroke, or cancer.
Life Insurance Solutions
Term Life Insurance
Affordable coverage designed to replace income and protect families during critical financial years.
Whole Life Insurance
Permanent life insurance providing lifetime coverage with potential cash value accumulation.
Final Expense Insurance
Coverage designed to help families cover funeral costs and final expenses, ensuring loved ones are not burdened financially.
Indexed Universal Life (IUL)
Permanent life insurance combining protection with the potential for tax-advantaged cash value growth linked to market indexes.
Retirement Solutions
Annuities
Solutions designed to provide guaranteed retirement income, protect principal, and help clients create financial stability in retirement.
Retirement Income Planning
Strategies that help clients create sustainable retirement income using insurance-based financial solutions.
Explore Partnering With Phil-Am
If you're an agent looking to expand your product portfolio with Medicare, health, life, annuities, and supplemental solutions, we'd love to connect and explore whether Phil-Am is the right fit for your business.
Schedule an Agent Discovery Call